BUYING YOUR FIRST HOME? – THESE TIPS WILL SAVE YOUR LIFE

General George Macris 23 Jan

BUYING YOUR FIRST HOME? – THESE TIPS WILL SAVE YOUR LIFE So you’re wanting to buy a new home? That is some very exciting news. First question, are you prepared?! We all know big-item purchases are scary. It’s expensive, you are fully committing to this household – there is no turn backing without that pricey […]

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5 REASONS WHY REALTORS WANT YOU TO HAVE A PRE-APPROVAL

General George Macris 18 Jan

5 REASONS WHY REALTORS WANT YOU TO HAVE A PRE-APPROVAL You’ve decided that you want to buy a home and you call up a realtor to show you a listing and the first question they ask is “ How much are you pre-approved for?” Many realtors will refuse to book home viewings until they can […]

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5 C’S OF CREDIT TO GET A MORTGAGE

General George Macris 17 Jan

5 C’S OF CREDIT TO GET A MORTGAGE Whether you are buying your first home or have been a home owner for years, when you are looking at purchasing a property, finding the best mortgage solution for your specific situation can be an intimidating experience. Working with a licenced mortgage broker will ease that tension, […]

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NEW YEAR, NEW WAYS TO MANAGE THAT HOLIDAY DEBT!

General George Macris 16 Jan

NEW YEAR, NEW WAYS TO MANAGE THAT HOLIDAY DEBT! We hope your holidays were spent warm, safe and in the company of family and loved ones. We also hope that you’re not drowning from all the holiday purchases such as the dinners, the appetizers, the gifts, the gift cards, the drinks, the party favours – […]

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9½ STEPS TO REPAIR AND IMPROVE YOUR CREDIT

General George Macris 10 Jan

9½ STEPS TO REPAIR AND IMPROVE YOUR CREDIT Though credit scores aren’t always an indicator of financial health, they are used in a variety of ways that could have a major impact on your life. Interest rates (including mortgage rates) are almost always determined by your credit score. Some employers & landlords may require a […]

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9 REASONS WHY PEOPLE BREAK THEIR MORTGAGES

General George Macris 8 Jan

9 REASONS WHY PEOPLE BREAK THEIR MORTGAGES Did you know that 60 per cent of people break their mortgage before their mortgage term matures? Most homeowners are blissfully unaware that when you break your mortgage with your lender, you will incur penalties and those penalties can be painfully expensive. Many homeowners are so focused on […]

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HOW TO RENEW YOUR MORTGAGE IN 5 SIMPLE STEPS!

General George Macris 8 Jan

HOW TO RENEW YOUR MORTGAGE IN 5 SIMPLE STEPS! If you have a mortgage, you’ll be completing a mortgage renewal when your current term has finished. While most Canadians spend a lot of time and expend tons of effort shopping for an initial mortgage, the same is generally not the case when looking at mortgage […]

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7 SURE-FIRE WAYS TO GROW YOUR CREDIT SCORE

General George Macris 12 Dec

7 SURE-FIRE WAYS TO GROW YOUR CREDIT SCORE Have you ever wished for a simplified guide on how to actually GROW your credit score? Well today is your lucky day! We have had years of experience working with individuals who come to us with poor or damaged credit and we have found 7 steps that […]

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WHAT’S AN ACCEPTABLE DOWN PAYMENT FOR A HOUSE?

General George Macris 5 Dec

WHAT’S AN ACCEPTABLE DOWN PAYMENT FOR A HOUSE? Ask people this question and you will get a variety of answers.  Most home owners will say 10% is what you should put down. However, if you speak with your grandparents, they are likely to suggest that 20% is what you need for a down payment. The […]

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THE #1 MISCONCEPTION ABOUT MORTGAGE FINANCING!

General George Macris 4 Dec

THE #1 MISCONCEPTION ABOUT MORTGAGE FINANCING! It is a reoccurring but common misconception that you will qualify for a mortgage in the future because you have qualified for a mortgage in the past. This is not accurate! Do. Not. Assume. Anything. Even if your financial situation has remained the same or has improved, securing mortgage […]

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